To ensure that we are meeting the wealth management needs of our clients, we conduct periodic client consultations in person, by phone, or by email. The consultations are conducted quarterly, annually, or as requested by the client. The purpose of the consultation is to review your wealth management portfolio, present additional financial planning topics and recommendations, and follow up on any previous issues. We also create a detailed quarterly report that is supplemental to a monthly report created by our custodian, Schwab Institutional. Finally, we provide a quarterly overview of our advisory fees.