Taking a Hammer to Rules of Thumb

David looks at time-honored “rules of thumb” for saving and investing, and explains why they don’t always hold water.

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DLB Bulletin: Historical 4th Quarter Performance

In this issue, we look at historical market performance during the fourth quarter to tease out a prediction for this year.

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S&P Actions Shouldn’t Affect Your Long-Term Plan

-David takes a look at the recent downgrade of Treasuries by S&P, historical returns on the S&P, and why neither should affect your long-term investment plan.

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S&P Returns After Large Market Declines

David discusses the history of S&P returns following large market declines.

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Adjust, Don’t Abandon, Your Investment Philosophy

David explains why now is not the time to radically change your investment philosophy or plan.

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What’s Wrong with Medicare and Medicaid?

-David begins with a quick look at the recent downgrade of U.S. Treasuries by S&P then goes in-depth on the myriad problems facing Medicare and Medicaid

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Debt Ceiling, Downgrade and Default

If you read, listen to, or watch the mainstream media, you get the impression that 1) not raising the debt ceiling, 2) a possible U.S.default on its obligations, and 3) the downgrade of U.S. Treasury securities are creating a perfect financial storm that will bring the U.S.economy to its knees.

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DLB Bulletin: Debit Ceiling and Downgrade

In this issue, we evaluate the political debate going on in Washington over raising the debt ceiling. We also look at the possible downgrade of U.S. treasuries by the nation’s leading ratings agencies.

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Financial Focus-Second Quarter 2011

In this issue, we make the case for the continuance of the cyclical, global bull market. We also look at how Federal tax revenues are spent, then evaluate how Obama’s spin doctors are postioning the auto bailout.

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Congress Outperforms the S&P 500!

David examines the trading habits of members of Congress and how they use non-public information to trade for their own accounts. He also continues his discussion about variable annuities.

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Debt Obligation, Inflation and the Fluctuating Dollar

-David looks at S&P’s threatened downgrade of U.S. Treasuries and why inflation is a personal problem. He also presents a humorous take on the fluctuating dollar compared to the everchanging weight of a kilogram.

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Sticks and Stones: S&P and U.S. Debt Obligations

David looks at S&P’s recent caution about the future of U.S. debt ratings.

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